Co-lending, a partnership where banks team up with NBFCs to jointly fund loans, has exploded in India’s lending landscape. By combining the bank’s low-cost funds with the NBFC’s reach and agility, co-lending can extend credit to underserved customers. In practice, the bank typically provides most of the

Introduction — the opportunity and why “digital-first” matters  India’s credit landscape is changing fast. Digital payments, richer data footprints, and widening financial access are expanding the addressable market for consumer, retail, and small-business credit. NBFCs that build their operating model around data, automation, and seamless document workflows, i.e., digital-first

In the rapidly evolving financial services sector, Non-Banking Financial Companies (NBFCs) play a pivotal role, especially in retail lending, MSME credit, consumer finance, and niche segments. However, with high volumes of lending, stringent regulation by the Reserve Bank of India (RBI), and a growing digital footprint, NBFCs face acute operational

Non-Banking Financial Companies (NBFCs) extend credit and services beyond traditional banks, playing a key role in the financial system. In India, they serve nearly 30% of non-food credit and contribute 12.6% of GDP. To stay competitive and meet compliance standards, NBFCs are adopting document intelligence: AI-powered technology that automates